Esquire Financial Holdings Inc • ESQ

Capital at risk.

Calendar
event
Ex dividend date
14 Nov 2025
event_available
Last Dividend Payment
01 Dec 2025
About Esquire Financial Holdings Inc
Ticker
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ESQ
Trading on
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NASDAQ
ISIN
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US29667J1016
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Andrew C. Sagliocca
Headquarters
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100 Jericho Quadrangle, Jericho, NY, United States, 11753
Employees
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138
Website
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esquirebank.com
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it offers cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it provides payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
Metrics
BasicAdvanced
Market cap
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$895M
P/E ratio
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18.4
EPS
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$5.68
Dividend Yield
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0.66%
Beta
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0.43
Forward P/E ratio
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0
EBIDTA
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-
Ex dividend date
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2025-11-14
Price & volume
Market cap
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$895M
Average daily volume
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0.1M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.68
Dividend yield
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0.66%
Forward dividend per share
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$0.70
Forward dividend yield
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0.67%
Payout ratio
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12.61%
Valuation
P/E ratio
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18.4
Forward P/E
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0
PEG ratio
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0
Trailing P/E
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18.4
Price to sales
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6.8
Price to book
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3.21
Earnings
EPS
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$5.68
EPS estimate (current quarter)
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$1.47
EPS estimate (next quarter)
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$1.46
EBITDA
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-
Revenues (TTM)
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$132M
Revenues per share (TTM)
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$16.48
Technicals
Beta
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0.43
52-week High
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$107.06
52-week Low
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$68.52
50-day moving average
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$100.01
200-day moving average
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$91.55
Short ratio
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11.91
Short %
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10.90%
Management effectiveness
ROE (TTM)
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19.19%
ROA (TTM)
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2.48%
Profit margin
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37.28%
Gross profit margin
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$132M
Operating margin
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49.54%
Growth
Quarterly earnings growth (YoY)
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20.90%
Quarterly revenue growth (YoY)
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15.90%
Share stats
Outstanding Shares
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8.6M
Float
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6.8M
Insiders %
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16.61%
Institutions %
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69.25%
Analyst Insights & forecasts
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34% Buy

66% Hold

0% Sell

Based on information from 3 analysts.

Average price target

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$115.50
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$1.37
$1.38
-0.72%
Q4 • 24Missed
$1.33
$1.31
1.53%
Q1 • 25Beat
$1.38
$1.38
-
Q2 • 25Beat
$1.47
$1.47
-
Q3 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$40.1M
$11.9M
29.64%
Q2 • 25
$42.4M
$14.1M
33.18%
Q3 • 25
5.61%
18.23%
11.94%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$2.06B
$1.8B
87.21%
Q2 • 25
$2.18B
$1.91B
87.22%
Q3 • 25
6.04%
6.05%
0.01%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$10.5M
$-114M
$93.3M
$8.7M
Q2 • 25
$16.8M
$-35M
$96.1M
$15.4M
Q3 • 25
59.72%
-69.21%
3.01%
76.10%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Esquire Financial Holdings Inc share?
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Esquire Financial Holdings Inc shares are currently traded for undefined per share.

How many shares does Esquire Financial Holdings Inc have?
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Esquire Financial Holdings Inc currently has 8.6M shares.

Does Esquire Financial Holdings Inc pay dividends?
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Yes, Esquire Financial Holdings Inc does pay dividends.

What is Esquire Financial Holdings Inc 52 week high?
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Esquire Financial Holdings Inc 52 week high is $107.06.

What is Esquire Financial Holdings Inc 52 week low?
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Esquire Financial Holdings Inc 52 week low is $68.52.

What is the 200-day moving average of Esquire Financial Holdings Inc?
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Esquire Financial Holdings Inc 200-day moving average is $91.55.

Who is Esquire Financial Holdings Inc CEO?
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The CEO of Esquire Financial Holdings Inc is Andrew C. Sagliocca.

How many employees Esquire Financial Holdings Inc has?
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Esquire Financial Holdings Inc has 138 employees.

What is the market cap of Esquire Financial Holdings Inc?
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The market cap of Esquire Financial Holdings Inc is $895M.

What is the P/E of Esquire Financial Holdings Inc?
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The current P/E of Esquire Financial Holdings Inc is 18.4.

What is the EPS of Esquire Financial Holdings Inc?
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The EPS of Esquire Financial Holdings Inc is $5.68.

What is the PEG Ratio of Esquire Financial Holdings Inc?
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The PEG Ratio of Esquire Financial Holdings Inc is 0.

What do analysts say about Esquire Financial Holdings Inc?
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According to the analysts Esquire Financial Holdings Inc is considered a hold.