Calendar
event
Ex dividend date
06 Oct 2025
event_available
Last Dividend Payment
16 Oct 2025
About First Bancorp Inc
Ticker
info
FNLC
Trading on
info
NASDAQ
ISIN
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US31866P1021
Industry
info
Banks - Regional
Sector
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Financial Services
CEO
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Tony C. McKim
Headquarters
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223 Main Street, Damariscotta, ME, United States, 04543
Employees
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284
Website
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thefirst.com
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. It also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, the company offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, it offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. The company operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.
Metrics
BasicAdvanced
Market cap
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$279M
P/E ratio
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9.28
EPS
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$2.68
Dividend Yield
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5.88%
Beta
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0.6
Forward P/E ratio
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0
EBIDTA
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-
Ex dividend date
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2025-10-06
Price & volume
Market cap
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$279M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$1.46
Dividend yield
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5.88%
Forward dividend per share
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$1.48
Forward dividend yield
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5.94%
Payout ratio
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72.90%
Valuation
P/E ratio
info
9.28
Forward P/E
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0
PEG ratio
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0
Trailing P/E
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9.28
Price to sales
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3.16
Price to book
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1.07
Earnings
EPS
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$2.68
EPS estimate (current quarter)
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$0.00
EPS estimate (next quarter)
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$0.00
EBITDA
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-
Revenues (TTM)
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$88.1M
Revenues per share (TTM)
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$7.96
Technicals
Beta
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0.6
52-week High
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$29.35
52-week Low
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$21.50
50-day moving average
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$26.04
200-day moving average
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$25.33
Short ratio
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2.13
Short %
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0.50%
Management effectiveness
ROE (TTM)
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11.86%
ROA (TTM)
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0.99%
Profit margin
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35.75%
Gross profit margin
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$88.1M
Operating margin
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49.44%
Growth
Quarterly earnings growth (YoY)
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19.10%
Quarterly revenue growth (YoY)
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12.60%
Share stats
Outstanding Shares
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11.2M
Float
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10.6M
Insiders %
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4.77%
Institutions %
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51.30%
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
info
Expected
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Surprise
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$0.65
-
-
Q4 • 24Beat
$0.63
-
-
Q1 • 25Beat
$0.72
-
-
Q2 • 25Beat
-
-
-
Q3 • 25Beat
-
-
-
Q4 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$44M
$8.1M
18.34%
Q2 • 25
$41M
$9.1M
22.15%
Q3 • 25
-6.71%
12.64%
20.74%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$3.2B
$2.93B
91.70%
Q2 • 25
$3.2B
$2.92B
91.42%
Q3 • 25
-0.03%
-0.34%
-0.31%
QoQ growth
QuarterlyAnnual
Operating
info
Investing
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Financing
info
Free cash flow
info
$2.2M
$-24.7M
$21.3M
$0.8M
Q1 • 25
$7.4M
$-7.3M
$0.8M
$7.2M
Q2 • 25
237.94%
-70.62%
-96.19%
773.43%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a First Bancorp Inc share?
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First Bancorp Inc shares are currently traded for undefined per share.

How many shares does First Bancorp Inc have?
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First Bancorp Inc currently has 11.2M shares.

Does First Bancorp Inc pay dividends?
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Yes, First Bancorp Inc does pay dividends.

What is First Bancorp Inc 52 week high?
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First Bancorp Inc 52 week high is $29.35.

What is First Bancorp Inc 52 week low?
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First Bancorp Inc 52 week low is $21.50.

What is the 200-day moving average of First Bancorp Inc?
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First Bancorp Inc 200-day moving average is $25.33.

Who is First Bancorp Inc CEO?
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The CEO of First Bancorp Inc is Tony C. McKim.

How many employees First Bancorp Inc has?
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First Bancorp Inc has 284 employees.

What is the market cap of First Bancorp Inc?
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The market cap of First Bancorp Inc is $279M.

What is the P/E of First Bancorp Inc?
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The current P/E of First Bancorp Inc is 9.28.

What is the EPS of First Bancorp Inc?
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The EPS of First Bancorp Inc is $2.68.

What is the PEG Ratio of First Bancorp Inc?
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The PEG Ratio of First Bancorp Inc is 0.