Calendar
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Ex dividend date
16 Jan 2026
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Next Dividend Payment
02 Feb 2026
About First United Corporation
Ticker
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FUNC
Trading on
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NASDAQ
ISIN
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US33741H1077
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Carissa L. Rodeheaver CPA, CFP
Headquarters
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19 South Second Street, Oakland, MD, United States, 21550-0009
Employees
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291
Website
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https://mybank.com
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers various deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit; demand deposits; business and personal loans; lines of credit; commercial loans secured by real estate, commercial equipment, vehicles or other assets of the borrower; residential mortgages; real estate construction loans to builders and individuals for single family dwellings; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also provides brokerage; treasury management, cash sweep, and various checking opportunities; trust services, including personal trust, investment agency accounts, charitable trusts, and estate administration and estate planning, as well as retirement accounts including IRA roll-overs, 401(k) accounts, and defined benefit plans; and safe deposit and night depository facilities, and insurance products. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
Metrics
BasicAdvanced
Market cap
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$263M
P/E ratio
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10.55
EPS
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$3.84
Dividend Yield
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2.28%
Beta
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0.53
Forward P/E ratio
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0
EBIDTA
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-
Ex dividend date
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2026-01-16
Price & volume
Market cap
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$263M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.92
Dividend yield
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2.28%
Forward dividend per share
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$0.96
Forward dividend yield
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2.37%
Payout ratio
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24.02%
Valuation
P/E ratio
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10.55
Forward P/E
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0
PEG ratio
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0
Trailing P/E
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10.55
Price to sales
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3.15
Price to book
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1.32
Earnings
EPS
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$3.84
EPS estimate (current quarter)
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$0.89
EPS estimate (next quarter)
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$0.95
EBITDA
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-
Revenues (TTM)
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$83.7M
Revenues per share (TTM)
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$12.91
Technicals
Beta
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0.53
52-week High
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$41.58
52-week Low
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$24.12
50-day moving average
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$36.54
200-day moving average
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$33.38
Short ratio
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2.54
Short %
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0.83%
Management effectiveness
ROE (TTM)
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13.36%
ROA (TTM)
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1.27%
Profit margin
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29.79%
Gross profit margin
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$83.7M
Operating margin
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43.09%
Growth
Quarterly earnings growth (YoY)
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20.20%
Quarterly revenue growth (YoY)
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11.00%
Share stats
Outstanding Shares
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6.5M
Float
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6M
Insiders %
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8.02%
Institutions %
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48.84%
Analyst Insights & forecasts
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100% Buy

0% Hold

0% Sell

Based on information from 1 analysts.

Average price target

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$42.00
Earnings per share (EPS) forecast
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Actual
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Expected
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Surprise
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$0.95
$0.86
10.47%
Q4 • 24Beat
$0.89
$0.80
11.25%
Q1 • 25Beat
$0.92
$0.81
13.58%
Q2 • 25Beat
$1.07
$0.89
20.48%
Q3 • 25Current
QuarterlyAnnual
Financial Performance
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Income StatementBalance SheetCash Flow
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Revenue
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Net income
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Profit margin
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$30M
$6M
19.98%
Q2 • 25
$31.1M
$6.9M
22.37%
Q3 • 25
3.66%
16.11%
12.01%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$2.01B
$1.82B
90.48%
Q2 • 25
$2.02B
$1.82B
90.16%
Q3 • 25
0.82%
0.47%
-0.35%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$1M
$-26.2M
$19.9M
$0.7M
Q2 • 25
$1.5M
$7M
$7.6M
$0.2M
Q3 • 25
52.46%
-126.52%
-61.82%
-76.20%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a First United Corporation share?
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First United Corporation shares are currently traded for undefined per share.

How many shares does First United Corporation have?
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First United Corporation currently has 6.5M shares.

Does First United Corporation pay dividends?
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Yes, First United Corporation does pay dividends.

What is First United Corporation 52 week high?
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First United Corporation 52 week high is $41.58.

What is First United Corporation 52 week low?
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First United Corporation 52 week low is $24.12.

What is the 200-day moving average of First United Corporation?
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First United Corporation 200-day moving average is $33.38.

Who is First United Corporation CEO?
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The CEO of First United Corporation is Carissa L. Rodeheaver CPA, CFP.

How many employees First United Corporation has?
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First United Corporation has 291 employees.

What is the market cap of First United Corporation?
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The market cap of First United Corporation is $263M.

What is the P/E of First United Corporation?
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The current P/E of First United Corporation is 10.55.

What is the EPS of First United Corporation?
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The EPS of First United Corporation is $3.84.

What is the PEG Ratio of First United Corporation?
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The PEG Ratio of First United Corporation is 0.

What do analysts say about First United Corporation?
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According to the analysts First United Corporation is considered a buy.