Lakeland Financial Corporation • LKFN

Capital at risk.

Calendar
event
Ex dividend date
24 Oct 2025
event_available
Last Dividend Payment
05 Nov 2025
About Lakeland Financial Corporation
Ticker
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LKFN
Trading on
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NASDAQ
ISIN
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US5116561003
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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David M. Findlay
Headquarters
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202 East Center Street, Warsaw, IN, United States, 46581-1387
Employees
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666
Website
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lakecitybank.com
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and online treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
Metrics
BasicAdvanced
Market cap
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$1.49B
P/E ratio
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15.37
EPS
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$3.79
Dividend Yield
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3.40%
Beta
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0.73
Forward P/E ratio
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20.08
EBIDTA
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-
Ex dividend date
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2025-10-24
Price & volume
Market cap
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$1.49B
Average daily volume
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0.1M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$2.00
Dividend yield
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3.40%
Forward dividend per share
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$2.00
Forward dividend yield
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3.40%
Payout ratio
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52.77%
Valuation
P/E ratio
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15.37
Forward P/E
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20.08
PEG ratio
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2.04
Trailing P/E
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15.37
Price to sales
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5.99
Price to book
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2.02
Earnings
EPS
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$3.79
EPS estimate (current quarter)
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$1.04
EPS estimate (next quarter)
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$1.05
EBITDA
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-
Revenues (TTM)
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$248M
Revenues per share (TTM)
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$9.66
Technicals
Beta
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0.73
52-week High
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$72.76
52-week Low
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$49.20
50-day moving average
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$60.00
200-day moving average
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$61.26
Short ratio
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18.43
Short %
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10.16%
Management effectiveness
ROE (TTM)
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13.50%
ROA (TTM)
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1.44%
Profit margin
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39.33%
Gross profit margin
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$248M
Operating margin
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49.14%
Growth
Quarterly earnings growth (YoY)
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13.10%
Quarterly revenue growth (YoY)
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15.30%
Share stats
Outstanding Shares
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25.5M
Float
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24.7M
Insiders %
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2.75%
Institutions %
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86.53%
Analyst Insights & forecasts
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40% Buy

60% Hold

0% Sell

Based on information from 5 analysts.

Average price target

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$66.80
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$0.94
$0.90
4.44%
Q4 • 24Beat
$0.78
$0.89
-12.36%
Q1 • 25Missed
$1.04
$0.97
7.22%
Q2 • 25Beat
$1.03
$1.04
-0.96%
Q3 • 25Missed
-
$1.05
-
Q4 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$106M
$27M
25.47%
Q2 • 25
$108M
$26.4M
24.48%
Q3 • 25
1.86%
-2.08%
-3.87%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$6.96B
$6.25B
89.81%
Q2 • 25
$6.9B
$6.15B
89.16%
Q3 • 25
-0.99%
-1.71%
-0.72%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$16.2M
$-41.2M
$100M
$14.1M
Q2 • 25
$36.1M
$-37.8M
$-116M
$31.1M
Q3 • 25
123.03%
-8.17%
-215.62%
121.01%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Lakeland Financial Corporation share?
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Lakeland Financial Corporation shares are currently traded for undefined per share.

How many shares does Lakeland Financial Corporation have?
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Lakeland Financial Corporation currently has 25.5M shares.

Does Lakeland Financial Corporation pay dividends?
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Yes, Lakeland Financial Corporation does pay dividends.

What is Lakeland Financial Corporation 52 week high?
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Lakeland Financial Corporation 52 week high is $72.76.

What is Lakeland Financial Corporation 52 week low?
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Lakeland Financial Corporation 52 week low is $49.20.

What is the 200-day moving average of Lakeland Financial Corporation?
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Lakeland Financial Corporation 200-day moving average is $61.26.

Who is Lakeland Financial Corporation CEO?
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The CEO of Lakeland Financial Corporation is David M. Findlay.

How many employees Lakeland Financial Corporation has?
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Lakeland Financial Corporation has 666 employees.

What is the market cap of Lakeland Financial Corporation?
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The market cap of Lakeland Financial Corporation is $1.49B.

What is the P/E of Lakeland Financial Corporation?
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The current P/E of Lakeland Financial Corporation is 15.37.

What is the EPS of Lakeland Financial Corporation?
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The EPS of Lakeland Financial Corporation is $3.79.

What is the PEG Ratio of Lakeland Financial Corporation?
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The PEG Ratio of Lakeland Financial Corporation is 2.04.

What do analysts say about Lakeland Financial Corporation?
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According to the analysts Lakeland Financial Corporation is considered a hold.