SMBK Stock Price | SmartFinancial, Inc. P/E, Revenue, EPS, & Forecasts

SmartFinancial, Inc. • SMBK

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

13 Feb 2026

event_available

Last Dividend Payment

02 Mar 2026

About SmartFinancial, Inc.

Ticker

SMBK

Trading on

NYSE

ISIN

US83190L2088

Industry

Banks - Regional

Sector

Financial Services

CEO

William Young Carroll Jr.

Headquarters

5401 Kingston Pike, Knoxville, TN, United States, 37919

Employees

597

Website

smartbank.com

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.

Metrics

BasicAdvanced

Market cap

$650M

P/E ratio

12.81

EPS

$2.98

Dividend Yield

0.83%

Beta

0.77

Forward P/E ratio

14.1

EBIDTA

Ex dividend date

2026-02-13

Price & volume

Market cap

$650M

Average daily volume

0.1M

90-day return

30-day return

7-day return

Dividends

Dividend per share

$0.32

Dividend yield

0.83%

Forward dividend per share

$0.32

Forward dividend yield

0.84%

Payout ratio

10.56%

Valuation

P/E ratio

12.81

Forward P/E

14.1

PEG ratio

Trailing P/E

12.81

Price to sales

3.37

Price to book

1.18

Earnings

EPS

$2.98

EPS estimate (current quarter)

$0.78

EPS estimate (next quarter)

$0.75

EBITDA

Revenues (TTM)

$193M

Revenues per share (TTM)

$11.49

Technicals

Beta

0.77

52-week High

$43.82

52-week Low

$26.07

50-day moving average

$39.72

200-day moving average

$36.36

Short ratio

1.35

Short %

0.67%

Management effectiveness

ROE (TTM)

9.65%

ROA (TTM)

0.90%

Profit margin

26.13%

Gross profit margin

$193M

Operating margin

38.81%

Growth

Quarterly earnings growth (YoY)

42.00%

Quarterly revenue growth (YoY)

10.10%

Share stats

Outstanding Shares

17M

Float

15M

Insiders %

11.66%

Institutions %

63.25%

Analyst Insights & forecasts

17% Buy

83% Hold

0% Sell

Based on information from 6 analysts.

Average price target

$44.50

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$0.67

$0.55

21.82%

Q1 • 25Beat

$0.69

$0.64

7.81%

Q2 • 25Beat

$0.86

$0.72

19.44%

Q3 • 25Beat

$0.81

$0.78

3.85%

Q4 • 25Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$79.2M

$13.7M

17.28%

Q3 • 25

$83.8M

$13.7M

16.34%

Q4 • 25

5.86%

0.12%

-5.42%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$5.78B

$5.25B

90.69%

Q3 • 25

$5.74B

$5.19B

90.48%

Q4 • 25

-0.79%

-1.02%

-0.24%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

$14M

$-133M

$61.5M

$13.2M

Q2 • 25

$16.9M

$-95.3M

$270M

$16.6M

Q3 • 25

20.42%

-28.58%

339.95%

25.02%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a SmartFinancial, Inc. share?

SmartFinancial, Inc. shares are currently traded for undefined per share.

How many shares does SmartFinancial, Inc. have?

SmartFinancial, Inc. currently has 17M shares.

Does SmartFinancial, Inc. pay dividends?

Yes, SmartFinancial, Inc. does pay dividends.

What is SmartFinancial, Inc. 52 week high?

SmartFinancial, Inc. 52 week high is $43.82.

What is SmartFinancial, Inc. 52 week low?

SmartFinancial, Inc. 52 week low is $26.07.

What is the 200-day moving average of SmartFinancial, Inc.?

SmartFinancial, Inc. 200-day moving average is $36.36.

Who is SmartFinancial, Inc. CEO?

The CEO of SmartFinancial, Inc. is William Young Carroll Jr..

How many employees SmartFinancial, Inc. has?

SmartFinancial, Inc. has 597 employees.

What is the market cap of SmartFinancial, Inc.?

The market cap of SmartFinancial, Inc. is $650M.

What is the P/E of SmartFinancial, Inc.?

The current P/E of SmartFinancial, Inc. is 12.81.

What is the EPS of SmartFinancial, Inc.?

The EPS of SmartFinancial, Inc. is $2.98.

What is the PEG Ratio of SmartFinancial, Inc.?

The PEG Ratio of SmartFinancial, Inc. is 0.

What do analysts say about SmartFinancial, Inc.?

According to the analysts SmartFinancial, Inc. is considered a hold.