Calendar
event
Ex dividend date
27 Jul 2026
calendar_clock
Next Dividend Payment
10 Aug 2026
About South Plains Financial Inc
Ticker
info
SPFI
Trading on
info
NASDAQ
ISIN
info
US83946P1075
Industry
info
Banks - Regional
Sector
info
Financial Services
CEO
info
Curtis C. Griffith
Headquarters
info
5219 City Bank Parkway, Lubbock, TX, United States, 79407
Employees
info
545
Website
info
spfi.bank
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.
Metrics
BasicAdvanced
Market cap
info
$841M
P/E ratio
info
12.26
EPS
info
$3.64
Dividend Yield
info
1.49%
Beta
info
0.46
Forward P/E ratio
info
0
EBIDTA
info
-
Ex dividend date
info
2026-07-27
Price & volume
Market cap
info
$841M
Average daily volume
info
0.2M
90-day return
info
-
30-day return
info
-
7-day return
info
-
Dividends
Dividend per share
info
$0.66
Dividend yield
info
1.49%
Forward dividend per share
info
$0.72
Forward dividend yield
info
1.61%
Payout ratio
info
15.01%
Valuation
P/E ratio
info
12.26
Forward P/E
info
0
PEG ratio
info
-
Trailing P/E
info
12.26
Price to sales
info
3.76
Price to book
info
1.34
Earnings
EPS
info
$3.64
EPS estimate (current quarter)
info
$0.94
EPS estimate (next quarter)
info
$1.00
EBITDA
info
-
Revenues (TTM)
info
$224M
Revenues per share (TTM)
info
$12.63
Technicals
Beta
info
0.46
52-week High
info
$46.75
52-week Low
info
$34.92
50-day moving average
info
$41.82
200-day moving average
info
$40.69
Short ratio
info
2.71
Short %
info
3.48%
Management effectiveness
ROE (TTM)
info
12.02%
ROA (TTM)
info
1.34%
Profit margin
info
29.09%
Gross profit margin
info
$224M
Operating margin
info
37.85%
Growth
Quarterly earnings growth (YoY)
info
11.60%
Quarterly revenue growth (YoY)
info
23.00%
Share stats
Outstanding Shares
info
18.8M
Float
info
14.8M
Insiders %
info
16.67%
Institutions %
info
40.87%
Analyst Insights & forecasts
info

100% Buy

0% Hold

0% Sell

Based on information from 4 analysts.

Average price target

info
$50.75
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
info
Expected
info
Surprise
info
$0.96
$0.86
11.63%
Q3 • 25Beat
$0.90
$0.88
2.27%
Q4 • 25Beat
$0.85
$0.88
-3.41%
Q1 • 26Missed
$0.96
$0.86
11.63%
Q2 • 26Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
info
Net income
info
Profit margin
info
$73.9M
$14.5M
19.67%
Q1 • 26
$80.8M
$19M
23.51%
Q2 • 26
9.27%
30.57%
19.50%
QoQ growth
QuarterlyAnnual
Totals assets
info
Total liabilities
info
Debt to assets
info
$4.65B
$4.14B
89.13%
Q1 • 26
$5.39B
$4.76B
88.32%
Q2 • 26
16.03%
14.97%
-0.91%
QoQ growth
QuarterlyAnnual
Operating
info
Investing
info
Financing
info
Free cash flow
info
$12.4M
$8.1M
$-10.3M
$11.4M
Q4 • 25
$16.2M
$-37M
$150M
$14.8M
Q1 • 26
30.06%
-558.33%
-1,556.23%
30.11%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

Build your future fund today!

Automate your wealth-building journey and turn investing into a habit that your future self will be grateful for!

Capital at risk.

FAQs

How much is a South Plains Financial Inc share?
Collapse

South Plains Financial Inc shares are currently traded for undefined per share.

How many shares does South Plains Financial Inc have?
Collapse

South Plains Financial Inc currently has 18.8M shares.

Does South Plains Financial Inc pay dividends?
Collapse

Yes, South Plains Financial Inc does pay dividends.

What is South Plains Financial Inc 52 week high?
Collapse

South Plains Financial Inc 52 week high is $46.75.

What is South Plains Financial Inc 52 week low?
Collapse

South Plains Financial Inc 52 week low is $34.92.

What is the 200-day moving average of South Plains Financial Inc?
Collapse

South Plains Financial Inc 200-day moving average is $40.69.

Who is South Plains Financial Inc CEO?
Collapse

The CEO of South Plains Financial Inc is Curtis C. Griffith.

How many employees South Plains Financial Inc has?
Collapse

South Plains Financial Inc has 545 employees.

What is the market cap of South Plains Financial Inc?
Collapse

The market cap of South Plains Financial Inc is $841M.

What is the P/E of South Plains Financial Inc?
Collapse

The current P/E of South Plains Financial Inc is 12.26.

What is the EPS of South Plains Financial Inc?
Collapse

The EPS of South Plains Financial Inc is $3.64.

What is the PEG Ratio of South Plains Financial Inc?
Collapse

The PEG Ratio of South Plains Financial Inc is null.

What do analysts say about South Plains Financial Inc?
Collapse

According to the analysts South Plains Financial Inc is considered a buy.