Calendar
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Ex dividend date
13 Mar 2026
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Next Dividend Payment
03 Apr 2026
About United Community Banks, Inc.
Ticker
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UCB
Trading on
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NYSE
ISIN
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US90984P3038
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Herbert Lynn Harton
Headquarters
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200 East Camperdown Way, Greenville, SC, United States, 29601
Employees
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3,070
Website
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ucbi.com
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
Metrics
BasicAdvanced
Market cap
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$3.61B
P/E ratio
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11.52
EPS
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$2.62
Dividend Yield
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3.22%
Beta
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0.85
Forward P/E ratio
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12.53
EBIDTA
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-
Ex dividend date
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2026-03-13
Price & volume
Market cap
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$3.61B
Average daily volume
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0.9M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.98
Dividend yield
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3.22%
Forward dividend per share
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$1.00
Forward dividend yield
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3.28%
Payout ratio
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36.53%
Valuation
P/E ratio
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11.52
Forward P/E
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12.53
PEG ratio
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1.67
Trailing P/E
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11.52
Price to sales
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3.56
Price to book
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1
Earnings
EPS
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$2.62
EPS estimate (current quarter)
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$0.71
EPS estimate (next quarter)
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$0.69
EBITDA
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-
Revenues (TTM)
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$1.01B
Revenues per share (TTM)
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$8.36
Technicals
Beta
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0.85
52-week High
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$36.47
52-week Low
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$22.21
50-day moving average
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$33.48
200-day moving average
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$31.52
Short ratio
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3.99
Short %
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3.88%
Management effectiveness
ROE (TTM)
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9.28%
ROA (TTM)
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1.18%
Profit margin
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32.35%
Gross profit margin
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$1.01B
Operating margin
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45.79%
Growth
Quarterly earnings growth (YoY)
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15.80%
Quarterly revenue growth (YoY)
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10.50%
Share stats
Outstanding Shares
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120M
Float
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119M
Insiders %
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0.47%
Institutions %
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88.58%
Analyst Insights & forecasts
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58% Buy

42% Hold

0% Sell

Based on information from 7 analysts.

Average price target

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$37.33
Earnings per share (EPS) forecast
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Actual
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Expected
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Surprise
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$0.59
$0.56
5.36%
Q1 • 25Beat
$0.66
$0.61
8.20%
Q2 • 25Beat
$0.75
$0.70
7.14%
Q3 • 25Beat
$0.71
$0.71
-
Q4 • 25Current
QuarterlyAnnual
Financial Performance
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Income StatementBalance SheetCash Flow
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Revenue
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Net income
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Profit margin
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$391M
$91.5M
23.41%
Q3 • 25
$403M
$86.5M
21.43%
Q4 • 25
3.16%
-5.56%
-8.46%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$28.1B
$24.5B
87.22%
Q3 • 25
$28B
$24.4B
87.01%
Q4 • 25
-0.50%
-0.74%
-0.25%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$123M
$-19.6M
$-65.1M
$118M
Q3 • 25
$117M
$178M
$-233M
$111M
Q4 • 25
-5.16%
-1,009.86%
258.09%
-5.72%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a United Community Banks, Inc. share?
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United Community Banks, Inc. shares are currently traded for undefined per share.

How many shares does United Community Banks, Inc. have?
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United Community Banks, Inc. currently has 120M shares.

Does United Community Banks, Inc. pay dividends?
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Yes, United Community Banks, Inc. does pay dividends.

What is United Community Banks, Inc. 52 week high?
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United Community Banks, Inc. 52 week high is $36.47.

What is United Community Banks, Inc. 52 week low?
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United Community Banks, Inc. 52 week low is $22.21.

What is the 200-day moving average of United Community Banks, Inc.?
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United Community Banks, Inc. 200-day moving average is $31.52.

Who is United Community Banks, Inc. CEO?
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The CEO of United Community Banks, Inc. is Herbert Lynn Harton.

How many employees United Community Banks, Inc. has?
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United Community Banks, Inc. has 3,070 employees.

What is the market cap of United Community Banks, Inc.?
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The market cap of United Community Banks, Inc. is $3.61B.

What is the P/E of United Community Banks, Inc.?
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The current P/E of United Community Banks, Inc. is 11.52.

What is the EPS of United Community Banks, Inc.?
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The EPS of United Community Banks, Inc. is $2.62.

What is the PEG Ratio of United Community Banks, Inc.?
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The PEG Ratio of United Community Banks, Inc. is 1.67.

What do analysts say about United Community Banks, Inc.?
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According to the analysts United Community Banks, Inc. is considered a buy.