UCB Stock Price | United Community Banks, Inc. P/E, Revenue, EPS, & Forecasts

United Community Banks, Inc. • UCB

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

15 Dec 2025

event_available

Last Dividend Payment

05 Jan 2026

About United Community Banks, Inc.

Ticker

UCB

Trading on

NYSE

ISIN

US90984P3038

Industry

Banks - Regional

Sector

Financial Services

CEO

Herbert Lynn Harton

Headquarters

200 East Camperdown Way, Greenville, SC, United States, 29601

Employees

3,058

Website

ucbi.com

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estate, commercial, consumer, secured and unsecured, and mortgage loans to individuals, small and mid-sized businesses, and non-profit organizations. It also originates loans partially guaranteed by the United States Small Business Administration and the United States Department of Agriculture loan programs. In addition, the company provides private banking, investment management, investment advice, financial planning, estate, and retirement planning and insurance products and services; trust services to manage fiduciary assets; non-deposit investment and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities; and reinsurance on property insurance contracts. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Metrics

BasicAdvanced

Market cap

$4.12B

P/E ratio

12.92

EPS

$2.62

Dividend Yield

2.89%

Beta

0.84

Forward P/E ratio

12.53

EBIDTA

Ex dividend date

2025-12-15

Price & volume

Market cap

$4.12B

Average daily volume

0.7M

90-day return

30-day return

7-day return

Dividends

Dividend per share

$0.98

Dividend yield

2.89%

Forward dividend per share

$1.00

Forward dividend yield

2.95%

Payout ratio

29.43%

Valuation

P/E ratio

12.92

Forward P/E

12.53

PEG ratio

Trailing P/E

12.92

Price to sales

4.06

Price to book

1.12

Earnings

EPS

$2.62

EPS estimate (current quarter)

$0.71

EPS estimate (next quarter)

$0.69

EBITDA

Revenues (TTM)

$1.01B

Revenues per share (TTM)

$8.36

Technicals

Beta

0.84

52-week High

$34.15

52-week Low

$22.39

50-day moving average

$31.47

200-day moving average

$30.28

Short ratio

4.24

Short %

3.12%

Management effectiveness

ROE (TTM)

9.28%

ROA (TTM)

1.18%

Profit margin

32.35%

Gross profit margin

$1.01B

Operating margin

45.79%

Growth

Quarterly earnings growth (YoY)

14.80%

Quarterly revenue growth (YoY)

10.50%

Share stats

Outstanding Shares

121M

Float

120M

Insiders %

0.41%

Institutions %

87.20%

Analyst Insights & forecasts

58% Buy

42% Hold

0% Sell

Based on information from 7 analysts.

Average price target

$37.17

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$0.59

$0.56

5.36%

Q1 • 25Beat

$0.66

$0.61

8.20%

Q2 • 25Beat

$0.75

$0.70

7.14%

Q3 • 25Beat

$0.70

$0.71

-1.41%

Q4 • 25Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$277M

$91.5M

33.07%

Q3 • 25

$278M

$86.5M

31.06%

Q4 • 25

0.56%

-5.56%

-6.09%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$28.1B

$24.5B

87.22%

Q3 • 25

$28B

$24.4B

87.01%

Q4 • 25

-0.50%

-0.74%

-0.25%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

$96.8M

$160M

$-318M

$84.7M

Q2 • 25

$123M

$-19.6M

$-65.1M

$118M

Q3 • 25

27.12%

-112.24%

-79.56%

38.95%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a United Community Banks, Inc. share?

United Community Banks, Inc. shares are currently traded for undefined per share.

How many shares does United Community Banks, Inc. have?

United Community Banks, Inc. currently has 121M shares.

Does United Community Banks, Inc. pay dividends?

Yes, United Community Banks, Inc. does pay dividends.

What is United Community Banks, Inc. 52 week high?

United Community Banks, Inc. 52 week high is $34.15.

What is United Community Banks, Inc. 52 week low?

United Community Banks, Inc. 52 week low is $22.39.

What is the 200-day moving average of United Community Banks, Inc.?

United Community Banks, Inc. 200-day moving average is $30.28.

Who is United Community Banks, Inc. CEO?

The CEO of United Community Banks, Inc. is Herbert Lynn Harton.

How many employees United Community Banks, Inc. has?

United Community Banks, Inc. has 3,058 employees.

What is the market cap of United Community Banks, Inc.?

The market cap of United Community Banks, Inc. is $4.12B.

What is the P/E of United Community Banks, Inc.?

The current P/E of United Community Banks, Inc. is 12.92.

What is the EPS of United Community Banks, Inc.?

The EPS of United Community Banks, Inc. is $2.62.

What is the PEG Ratio of United Community Banks, Inc.?

The PEG Ratio of United Community Banks, Inc. is null.

What do analysts say about United Community Banks, Inc.?

According to the analysts United Community Banks, Inc. is considered a buy.