Calendar
event
Ex dividend date
05 Sept 2025
event_available
Last Dividend Payment
19 Sept 2025
About Unity Bancorp Inc
Ticker
info
UNTY
Trading on
info
NASDAQ
ISIN
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US9132901029
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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James A. Hughes CPA
Headquarters
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64 Old Highway 22, Clinton, NJ, United States, 08809
Employees
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238
Website
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unitybank.com
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.
Metrics
BasicAdvanced
Market cap
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$468M
P/E ratio
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8.85
EPS
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$5.27
Dividend Yield
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1.24%
Beta
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0.66
Forward P/E ratio
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8.39
EBIDTA
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-
Ex dividend date
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2025-09-05
Price & volume
Market cap
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$468M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.56
Dividend yield
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1.24%
Forward dividend per share
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$0.60
Forward dividend yield
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1.29%
Payout ratio
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10.61%
Valuation
P/E ratio
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8.85
Forward P/E
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8.39
PEG ratio
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0
Trailing P/E
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8.85
Price to sales
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3.84
Price to book
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1.5
Earnings
EPS
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$5.27
EPS estimate (current quarter)
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$1.29
EPS estimate (next quarter)
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$1.30
EBITDA
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-
Revenues (TTM)
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$122M
Revenues per share (TTM)
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$12.16
Technicals
Beta
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0.66
52-week High
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$54.49
52-week Low
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$36.43
50-day moving average
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$49.37
200-day moving average
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$46.78
Short ratio
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1.51
Short %
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0.95%
Management effectiveness
ROE (TTM)
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17.46%
ROA (TTM)
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1.96%
Profit margin
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44.26%
Gross profit margin
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$122M
Operating margin
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59.43%
Growth
Quarterly earnings growth (YoY)
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31.80%
Quarterly revenue growth (YoY)
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21.50%
Share stats
Outstanding Shares
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10M
Float
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6.7M
Insiders %
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28.41%
Institutions %
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51.76%
Analyst Insights & forecasts
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100% Buy

0% Hold

0% Sell

Based on information from 3 analysts.

Average price target

info
$59.00
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
info
Expected
info
Surprise
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$1.13
$1.06
6.60%
Q4 • 24Beat
$1.13
$1.13
-
Q1 • 25Beat
$1.61
$1.18
36.44%
Q2 • 25Beat
$1.41
$1.29
9.30%
Q3 • 25Beat
-
$1.36
-
Q4 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$50.2M
$16.5M
32.86%
Q2 • 25
$63.1M
$14.4M
22.83%
Q3 • 25
25.64%
-12.71%
-30.52%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$2.93B
$2.61B
89.08%
Q2 • 25
$2.88B
$2.54B
88.39%
Q3 • 25
-1.78%
-2.54%
-0.78%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$-25.3M
$-35.1M
$143M
$-25.5M
Q2 • 25
$45.5M
-
$-66.7M
$46M
Q3 • 25
-279.86%
-
-146.78%
-280.37%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Unity Bancorp Inc share?
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Unity Bancorp Inc shares are currently traded for undefined per share.

How many shares does Unity Bancorp Inc have?
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Unity Bancorp Inc currently has 10M shares.

Does Unity Bancorp Inc pay dividends?
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Yes, Unity Bancorp Inc does pay dividends.

What is Unity Bancorp Inc 52 week high?
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Unity Bancorp Inc 52 week high is $54.49.

What is Unity Bancorp Inc 52 week low?
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Unity Bancorp Inc 52 week low is $36.43.

What is the 200-day moving average of Unity Bancorp Inc?
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Unity Bancorp Inc 200-day moving average is $46.78.

Who is Unity Bancorp Inc CEO?
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The CEO of Unity Bancorp Inc is James A. Hughes CPA.

How many employees Unity Bancorp Inc has?
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Unity Bancorp Inc has 238 employees.

What is the market cap of Unity Bancorp Inc?
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The market cap of Unity Bancorp Inc is $468M.

What is the P/E of Unity Bancorp Inc?
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The current P/E of Unity Bancorp Inc is 8.85.

What is the EPS of Unity Bancorp Inc?
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The EPS of Unity Bancorp Inc is $5.27.

What is the PEG Ratio of Unity Bancorp Inc?
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The PEG Ratio of Unity Bancorp Inc is 0.

What do analysts say about Unity Bancorp Inc?
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According to the analysts Unity Bancorp Inc is considered a buy.