About Upstart Holdings Inc
Ticker
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UPST
Trading on
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NASDAQ
ISIN
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US91680M1071
Industry
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Credit Services
Sector
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Financial Services
CEO
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David J. Girouard
Headquarters
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2950 South Delaware Street, San Mateo, CA, United States, 94403
Employees
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1,193
Website
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upstart.com
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Metrics
BasicAdvanced
Market cap
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$4.41B
P/E ratio
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174.23
EPS
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$0.26
Dividend Yield
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0.00%
Beta
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2.27
Forward P/E ratio
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39.22
EBIDTA
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$73.1M
Ex dividend date
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-
Price & volume
Market cap
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$4.41B
Average daily volume
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5.6M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.00
Dividend yield
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0.00%
Forward dividend per share
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$0.00
Forward dividend yield
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0.00%
Payout ratio
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0.00%
Valuation
P/E ratio
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174.23
Forward P/E
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39.22
PEG ratio
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-
Trailing P/E
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174.23
Price to sales
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4.42
Price to book
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5.59
Earnings
EPS
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$0.26
EPS estimate (current quarter)
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$0.42
EPS estimate (next quarter)
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$0.52
EBITDA
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$73.1M
Revenues (TTM)
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$998M
Revenues per share (TTM)
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$10.54
Technicals
Beta
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2.27
52-week High
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$96.43
52-week Low
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$31.40
50-day moving average
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$46.93
200-day moving average
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$56.47
Short ratio
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3.45
Short %
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29.53%
Management effectiveness
ROE (TTM)
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4.81%
ROA (TTM)
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1.33%
Profit margin
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3.23%
Gross profit margin
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$821M
Operating margin
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11.35%
Growth
Quarterly earnings growth (YoY)
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209.10%
Quarterly revenue growth (YoY)
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65.30%
Share stats
Outstanding Shares
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97.3M
Float
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85M
Insiders %
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12.28%
Institutions %
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72.84%
Analyst Insights & forecasts
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41% Buy

46% Hold

13% Sell

Based on information from 15 analysts.

Average price target

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$55.38
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$0.26
-$0.04
750.00%
Q4 • 24Beat
$0.30
$0.17
76.47%
Q1 • 25Beat
$0.36
$0.25
44.00%
Q2 • 25Beat
$0.52
$0.42
23.81%
Q3 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$257M
$5.6M
2.18%
Q2 • 25
$286M
$31.8M
11.12%
Q3 • 25
11.12%
467.24%
410.48%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$2.48B
$1.76B
70.86%
Q2 • 25
$2.9B
$2.16B
74.40%
Q3 • 25
17.23%
23.08%
4.99%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$-120M
$-110M
$91.9M
$-120M
Q2 • 25
$-123M
$-121M
$379M
$-123M
Q3 • 25
2.05%
9.72%
311.82%
2.02%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Upstart Holdings Inc share?
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Upstart Holdings Inc shares are currently traded for undefined per share.

How many shares does Upstart Holdings Inc have?
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Upstart Holdings Inc currently has 97.3M shares.

Does Upstart Holdings Inc pay dividends?
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No, Upstart Holdings Inc doesn't pay dividends.

What is Upstart Holdings Inc 52 week high?
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Upstart Holdings Inc 52 week high is $96.43.

What is Upstart Holdings Inc 52 week low?
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Upstart Holdings Inc 52 week low is $31.40.

What is the 200-day moving average of Upstart Holdings Inc?
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Upstart Holdings Inc 200-day moving average is $56.47.

Who is Upstart Holdings Inc CEO?
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The CEO of Upstart Holdings Inc is David J. Girouard.

How many employees Upstart Holdings Inc has?
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Upstart Holdings Inc has 1,193 employees.

What is the market cap of Upstart Holdings Inc?
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The market cap of Upstart Holdings Inc is $4.41B.

What is the P/E of Upstart Holdings Inc?
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The current P/E of Upstart Holdings Inc is 174.23.

What is the EPS of Upstart Holdings Inc?
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The EPS of Upstart Holdings Inc is $0.26.

What is the PEG Ratio of Upstart Holdings Inc?
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The PEG Ratio of Upstart Holdings Inc is null.

What do analysts say about Upstart Holdings Inc?
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According to the analysts Upstart Holdings Inc is considered a hold.