Calendar
event
Ex dividend date
14 Nov 2025
event_available
Last Dividend Payment
05 Dec 2025
About US Century Bank
Ticker
info
USCB
Trading on
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NASDAQ
ISIN
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US90355N1019
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Luis F. de la Aguilera
Headquarters
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2301 NW 87th Avenue, Doral, FL, United States, 33172
Employees
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206
Website
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uscentury.com
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries; and Medical Advantage (MDAvantage), which provides concierge-level banking services to physicians, dentists, and veterinarians. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Metrics
BasicAdvanced
Market cap
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$366M
P/E ratio
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11.62
EPS
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$1.57
Dividend Yield
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1.99%
Beta
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0.6
Forward P/E ratio
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11.45
EBIDTA
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-
Ex dividend date
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2025-11-14
Price & volume
Market cap
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$366M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.35
Dividend yield
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1.99%
Forward dividend per share
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$0.40
Forward dividend yield
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2.19%
Payout ratio
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25.48%
Valuation
P/E ratio
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11.62
Forward P/E
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11.45
PEG ratio
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-
Trailing P/E
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11.62
Price to sales
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3.97
Price to book
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1.58
Earnings
EPS
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$1.57
EPS estimate (current quarter)
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$0.42
EPS estimate (next quarter)
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$0.47
EBITDA
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-
Revenues (TTM)
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$92.3M
Revenues per share (TTM)
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$4.66
Technicals
Beta
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0.6
52-week High
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$20.04
52-week Low
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$15.13
50-day moving average
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$17.41
200-day moving average
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$17.34
Short ratio
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3.61
Short %
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1.34%
Management effectiveness
ROE (TTM)
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14.96%
ROA (TTM)
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1.20%
Profit margin
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34.27%
Gross profit margin
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$92.3M
Operating margin
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49.02%
Growth
Quarterly earnings growth (YoY)
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28.60%
Quarterly revenue growth (YoY)
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20.60%
Share stats
Outstanding Shares
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18.1M
Float
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14.3M
Insiders %
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25.06%
Institutions %
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64.33%
Analyst Insights & forecasts
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40% Buy

60% Hold

0% Sell

Based on information from 5 analysts.

Average price target

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$20.85
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$0.34
$0.37
-8.11%
Q4 • 24Missed
$0.38
$0.38
-
Q1 • 25Beat
$0.40
$0.38
5.26%
Q2 • 25Beat
$0.45
$0.42
7.14%
Q3 • 25Beat
-
$0.50
-
Q4 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$39.5M
$8.1M
20.60%
Q2 • 25
$41.4M
$8.9M
21.59%
Q3 • 25
4.76%
9.82%
4.83%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$2.72B
$2.49B
91.48%
Q2 • 25
$2.77B
$2.56B
92.45%
Q3 • 25
1.78%
2.85%
1.05%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$18M
$-85.5M
$24.3M
$18M
Q2 • 25
$20.1M
$-44.2M
$26.1M
$20M
Q3 • 25
11.69%
-48.29%
7.22%
11.35%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a US Century Bank share?
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US Century Bank shares are currently traded for undefined per share.

How many shares does US Century Bank have?
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US Century Bank currently has 18.1M shares.

Does US Century Bank pay dividends?
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Yes, US Century Bank does pay dividends.

What is US Century Bank 52 week high?
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US Century Bank 52 week high is $20.04.

What is US Century Bank 52 week low?
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US Century Bank 52 week low is $15.13.

What is the 200-day moving average of US Century Bank?
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US Century Bank 200-day moving average is $17.34.

Who is US Century Bank CEO?
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The CEO of US Century Bank is Luis F. de la Aguilera.

How many employees US Century Bank has?
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US Century Bank has 206 employees.

What is the market cap of US Century Bank?
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The market cap of US Century Bank is $366M.

What is the P/E of US Century Bank?
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The current P/E of US Century Bank is 11.62.

What is the EPS of US Century Bank?
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The EPS of US Century Bank is $1.57.

What is the PEG Ratio of US Century Bank?
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The PEG Ratio of US Century Bank is null.

What do analysts say about US Century Bank?
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According to the analysts US Century Bank is considered a hold.