X Financial Class A • XYF

Capital at risk.

Calendar
event
Ex dividend date
10 Sept 2026
event_available
Last Dividend Payment
28 Sept 2026
About X Financial Class A
Ticker
info
XYF
Trading on
info
NYSE
ISIN
info
US98372W2026
Industry
info
Credit Services
Sector
info
Financial Services
CEO
info
Yue Tang
Headquarters
info
Aerospace Science and Technology Plaza, Shenzhen, undefined, China, 518067
Employees
info
643
Website
info
https://ir.xiaoyinggroup.com
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Metrics
BasicAdvanced
Market cap
info
$190M
P/E ratio
info
2.46
EPS
info
$2.09
Dividend Yield
info
10.87%
Beta
info
0.43
Forward P/E ratio
info
0
EBIDTA
info
$2.94B
Ex dividend date
info
2026-09-10
Price & volume
Market cap
info
$190M
Average daily volume
info
0.1M
90-day return
info
-
30-day return
info
-
7-day return
info
-
Dividends
Dividend per share
info
$3.82
Dividend yield
info
10.87%
Forward dividend per share
info
$0.56
Forward dividend yield
info
10.87%
Payout ratio
info
23.36%
Valuation
P/E ratio
info
2.46
Forward P/E
info
0
PEG ratio
info
-
Trailing P/E
info
2.46
Price to sales
info
0.03
Price to book
info
0.17
Earnings
EPS
info
$2.09
EPS estimate (current quarter)
info
$0.00
EPS estimate (next quarter)
info
$0.00
EBITDA
info
$2.94B
Revenues (TTM)
info
$5.6B
Revenues per share (TTM)
info
$144.26
Technicals
Beta
info
0.43
52-week High
info
$12.67
52-week Low
info
$2.96
50-day moving average
info
$5.26
200-day moving average
info
$5.06
Short ratio
info
1.13
Short %
info
0.51%
Management effectiveness
ROE (TTM)
info
7.28%
ROA (TTM)
info
14.17%
Profit margin
info
10.06%
Gross profit margin
info
$3.37B
Operating margin
info
49.93%
Growth
Quarterly earnings growth (YoY)
info
-89.60%
Quarterly revenue growth (YoY)
info
-56.30%
Share stats
Outstanding Shares
info
20.7M
Float
info
13.9M
Insiders %
info
16.66%
Institutions %
info
3.98%
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
info
Expected
info
Surprise
info
$1.41
-
-
Q3 • 25Beat
$0.20
-
-
Q4 • 25Beat
$0.14
-
-
Q1 • 26Beat
$0.65
-
-
Q2 • 26Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
info
Net income
info
Profit margin
info
$1.17B
$37.7M
3.23%
Q1 • 26
$991M
$46.9M
4.73%
Q2 • 26
-15.25%
24.21%
46.56%
QoQ growth
QuarterlyAnnual
Totals assets
info
Total liabilities
info
Debt to assets
info
$13.6B
$5.82B
42.91%
Q1 • 26
$12.1B
$4.35B
35.92%
Q2 • 26
-10.69%
-25.24%
-16.29%
QoQ growth
QuarterlyAnnual
Operating
info
Investing
info
Financing
info
Free cash flow
info
$1.47B
-
$79.2M
$1.45B
Q1 • 26
-
-
-
-
Q2 • 26
-
-
NaN%
NaN%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

Build your future fund today!

Automate your wealth-building journey and turn investing into a habit that your future self will be grateful for!

Capital at risk.

FAQs

How much is a X Financial Class A share?
Collapse

X Financial Class A shares are currently traded for undefined per share.

How many shares does X Financial Class A have?
Collapse

X Financial Class A currently has 20.7M shares.

Does X Financial Class A pay dividends?
Collapse

Yes, X Financial Class A does pay dividends.

What is X Financial Class A 52 week high?
Collapse

X Financial Class A 52 week high is $12.67.

What is X Financial Class A 52 week low?
Collapse

X Financial Class A 52 week low is $2.96.

What is the 200-day moving average of X Financial Class A?
Collapse

X Financial Class A 200-day moving average is $5.06.

Who is X Financial Class A CEO?
Collapse

The CEO of X Financial Class A is Yue Tang.

How many employees X Financial Class A has?
Collapse

X Financial Class A has 643 employees.

What is the market cap of X Financial Class A?
Collapse

The market cap of X Financial Class A is $190M.

What is the P/E of X Financial Class A?
Collapse

The current P/E of X Financial Class A is 2.46.

What is the EPS of X Financial Class A?
Collapse

The EPS of X Financial Class A is $2.09.

What is the PEG Ratio of X Financial Class A?
Collapse

The PEG Ratio of X Financial Class A is null.