First Citizens BancShares, Inc.FCNCA

Capital at risk.

Calendar
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Ex dividend date
31 Aug 2026
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Next Dividend Payment
15 Sept 2026
About First Citizens BancShares, Inc.
Ticker
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FCNCA
Trading on
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NASDAQ
ISIN
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US31946M1036
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Frank Brown Holding Jr.
Headquarters
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4300 Six Forks Road, Raleigh, NC, United States, 27609
Employees
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17,876
Website
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firstcitizens.com
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
Metrics
BasicAdvanced
Market cap
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$24.6B
P/E ratio
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11.48
EPS
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$189.63
Dividend Yield
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0.39%
Beta
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0.6
Forward P/E ratio
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10.91
EBIDTA
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-
Ex dividend date
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2026-08-31
Price & volume
Market cap
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$24.6B
Average daily volume
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0.1M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$8.25
Dividend yield
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0.39%
Forward dividend per share
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$8.40
Forward dividend yield
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0.39%
Payout ratio
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4.25%
Valuation
P/E ratio
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11.48
Forward P/E
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10.91
PEG ratio
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1.16
Trailing P/E
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11.48
Price to sales
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2.63
Price to book
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1.2
Earnings
EPS
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$189.63
EPS estimate (current quarter)
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$40.16
EPS estimate (next quarter)
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$45.61
EBITDA
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-
Revenues (TTM)
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$9.33B
Revenues per share (TTM)
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$767.15
Technicals
Beta
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0.6
52-week High
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$2,294.10
52-week Low
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$1,617.01
50-day moving average
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$2,155.37
200-day moving average
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$2,038.68
Short ratio
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5.88
Short %
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4.75%
Management effectiveness
ROE (TTM)
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10.65%
ROA (TTM)
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1.01%
Profit margin
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25.23%
Gross profit margin
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$9.33B
Operating margin
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39.04%
Growth
Quarterly earnings growth (YoY)
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31.00%
Quarterly revenue growth (YoY)
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8.50%
Share stats
Outstanding Shares
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10.3M
Float
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8.1M
Insiders %
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25.40%
Institutions %
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68.47%
Analyst Insights & forecasts
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65% Buy

35% Hold

0% Sell

Based on information from 14 analysts.

Average price target

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$2,342.67
Earnings per share (EPS) forecast
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Actual
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Expected
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Surprise
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$44.62
$41.49
7.54%
Q3 • 25Beat
$51.27
$43.79
17.08%
Q4 • 25Beat
$44.86
$39.23
14.35%
Q1 • 26Beat
$57.09
$40.45
41.14%
Q2 • 26Current
QuarterlyAnnual
Financial Performance
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Income StatementBalance SheetCash Flow
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Revenue
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Net income
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Profit margin
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$3.48B
$534M
15.35%
Q1 • 26
$3.6B
$672M
18.65%
Q2 • 26
3.62%
25.84%
21.44%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$236B
$214B
90.66%
Q1 • 26
$237B
$215B
90.75%
Q2 • 26
0.37%
0.48%
0.11%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$172M
$-1.56B
$6.64B
$-22M
Q1 • 26
$1.04B
$-654M
$148M
$855M
Q2 • 26
506.40%
-58.00%
-97.77%
-3,986.36%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a First Citizens BancShares, Inc. share?
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First Citizens BancShares, Inc. shares are currently traded for undefined per share.

How many shares does First Citizens BancShares, Inc. have?
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First Citizens BancShares, Inc. currently has 10.3M shares.

Does First Citizens BancShares, Inc. pay dividends?
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Yes, First Citizens BancShares, Inc. does pay dividends.

What is First Citizens BancShares, Inc. 52 week high?
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First Citizens BancShares, Inc. 52 week high is $2,294.10.

What is First Citizens BancShares, Inc. 52 week low?
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First Citizens BancShares, Inc. 52 week low is $1,617.01.

What is the 200-day moving average of First Citizens BancShares, Inc.?
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First Citizens BancShares, Inc. 200-day moving average is $2,038.68.

Who is First Citizens BancShares, Inc. CEO?
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The CEO of First Citizens BancShares, Inc. is Frank Brown Holding Jr..

How many employees First Citizens BancShares, Inc. has?
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First Citizens BancShares, Inc. has 17,876 employees.

What is the market cap of First Citizens BancShares, Inc.?
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The market cap of First Citizens BancShares, Inc. is $24.6B.

What is the P/E of First Citizens BancShares, Inc.?
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The current P/E of First Citizens BancShares, Inc. is 11.48.

What is the EPS of First Citizens BancShares, Inc.?
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The EPS of First Citizens BancShares, Inc. is $189.63.

What is the PEG Ratio of First Citizens BancShares, Inc.?
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The PEG Ratio of First Citizens BancShares, Inc. is 1.16.

What do analysts say about First Citizens BancShares, Inc.?
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According to the analysts First Citizens BancShares, Inc. is considered a buy.