Plans & pricing

You can find all the information about our Service Fees on our dedicated pricing page at https://wealthyhood.com/uk/pricing/. Fees may be updated from time to time, but we’ll make sure to notify you of any changes.

Wealthyhood offers three plans for investors with different needs and goals:

• Basic: Our Basic plan is free of charge and is great to get started and set up your personal investment account. It includes unlimited commission-free investing in stocks and ETFs, access to fractional shares from only £1, portfolio automation, premium learning guides, daily insights & news, and over 1 million personalised portfolio templates. The Basic plan comes with a custody fee of 0.18% per annum, charged monthly and a 0.75% FX fee when you want to access products in different currencies.
• Plus: Our Plus plan costs £2.99 / month or £23.99 / year and is ideal to take your wealth-building to the next level. It includes everything in the Basic plan, plus zero custody fees, premium currency conversion rates of 0.35%, higher interest on your Savings Vault, a 1% bonus dividend on the value of your portfolio and 0.25% cash back on investments over £50!
• Gold: Our Gold plan costs £12.99 / month or £119.99 / year and is best for savvy wealth-builders to supercharge their investing. It includes everything in Wealthyhood Basic, plus zero custody fees, premium currency conversion rates of 0.25%, even higher interest on your Savings Vault, a 4% bonus dividend on the value of your portfolio, 0.40% cash back on investments over £50 and priority customer service!

You can read more about our plans at https://wealthyhood.com/uk/pricing/.

You can pay your monthly or annual subscription to our premium plans by setting up a recurring card payment. Plan fees are billed at the start of each billing cycle, whether monthly or annual and only after the completion of any free trial.

You can always review your selected plan, billing cycle, and payment dates by visiting the “Plans” or ”Billing” sections in the Wealthyhood app.

If your payment method fails, your account will be downgraded to the Basic plan and you may lose access to the premium features.

Yes, you can upgrade, downgrade, or cancel your plan at any time through the app. If you upgrade your plan, the new billing cycle will begin immediately, and the new plan fee will be charged. Any previously paid fees for the unused portion of the existing cycle will be credited toward the new plan fee.

If you downgrade your plan, the changes will take effect immediately and any previously paid fees for the unused portion of the existing cycle will be credited towards future charges.

Yes, your plan will automatically renew at the end of each billing cycle unless you update your preferences in the app to stop the renewal. You can do so from the “Plans” or ”Billing” sections in the Wealthyhood app.

An FX fee, or foreign exchange fee, is charged when we need to convert funds from your account’s currency into the currency required to execute an order. The conversion is done using the spot exchange rate available at the time, and we apply an additional FX spread based on your Wealthyhood plan.

You’ll see the applicable exchange rate in the app before placing the order, and your transaction history will show the exact rate used after the conversion. You’re only charged the FX fee if your order is successfully executed.

Custody fees apply to our Basic plan. This is calculated as a percentage of the value of your investments. This fee is based on the average daily balance of your portfolio and is charged at the end of each month.

No, Wealthyhood does not charge any fees for depositing or withdrawing money. We also cover the corresponding costs charged by our payment providers ourselves. However, keep in mind that your bank or payment provider may charge for sending or receiving money.