CZFS Stock Price | Citizens Financial Services Inc. Common Stock P/E, Revenue, EPS, & Forecasts

Citizens Financial Services Inc. Common Stock • CZFS

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

14 Mar 2025

event_available

Last Dividend Payment

28 Mar 2025

About Citizens Financial Services Inc. Common Stock

Ticker

CZFS

Trading on

NASDAQ

ISIN

US1746151042

Industry

Banks - Regional

Sector

Financial Services

CEO

Randall E. Black

Headquarters

15 South Main Street, Mansfield, PA, United States, 16933

Employees

383

Website

firstcitizensbank.com

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

Metrics

BasicAdvanced

Market cap

$271M

P/E ratio

9.52

EPS

$5.85

Dividend Yield

3.55%

Beta

0.45

Forward P/E ratio

9.27

EBIDTA

Ex dividend date

2025-03-14

Price & volume

Market cap

$271M

Average daily volume

90-day return

30-day return

7-day return

Dividends

Dividend per share

$1.95

Dividend yield

3.55%

Forward dividend per share

$1.98

Forward dividend yield

3.55%

Payout ratio

33.16%

Valuation

P/E ratio

9.52

Forward P/E

9.27

PEG ratio

Trailing P/E

9.52

Price to sales

2.73

Price to book

0.88

Earnings

EPS

$5.85

EPS estimate (current quarter)

$1.54

EPS estimate (next quarter)

$1.42

EBITDA

Revenues (TTM)

$99.3M

Revenues per share (TTM)

$20.90

Technicals

Beta

0.45

52-week High

$74.22

52-week Low

$37.15

50-day moving average

$58.08

200-day moving average

$58.66

Short ratio

4.79

Short %

1.43%

Management effectiveness

ROE (TTM)

9.60%

ROA (TTM)

0.93%

Profit margin

28.02%

Gross profit margin

$99.3M

Operating margin

38.34%

Growth

Quarterly earnings growth (YoY)

6.10%

Quarterly revenue growth (YoY)

4.20%

Share stats

Outstanding Shares

4.8M

Float

4.4M

Insiders %

6.88%

Institutions %

27.49%

Analyst Insights & forecasts

100% Buy

0% Hold

0% Sell

Based on information from 1 analysts.

Average price target

$70.00

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$1.34

$1.55

13.55%

Q1 • 24Beat

$1.30

$1.32

1.52%

Q2 • 24Beat

$1.59

$1.38

15.22%

Q3 • 24Beat

$1.68

$1.54

9.09%

Q4 • 24Beat

Q1 • 25Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$25.1M

$7.5M

30.05%

Q3 • 24

$26.2M

$8M

30.46%

Q4 • 24

4.52%

5.93%

1.35%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$3.03B

$2.73B

90.13%

Q3 • 24

$3.03B

$2.73B

90.09%

Q4 • 24

0.02%

0.07%

0.04%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

$1.1M

$-79M

$71.2M

$1.3M

Q3 • 24

$10.5M

$-0.2M

$-4.9M

$10M

Q4 • 24

833.48%

99.78%

106.84%

642.85%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Citizens Financial Services Inc. Common Stock share?

Citizens Financial Services Inc. Common Stock shares are currently traded for undefined per share.

How many shares does Citizens Financial Services Inc. Common Stock have?

Citizens Financial Services Inc. Common Stock currently has 4.8M shares.

Does Citizens Financial Services Inc. Common Stock pay dividends?

Yes, Citizens Financial Services Inc. Common Stock does pay dividends.

What is Citizens Financial Services Inc. Common Stock 52 week high?

Citizens Financial Services Inc. Common Stock 52 week high is $74.22.

What is Citizens Financial Services Inc. Common Stock 52 week low?

Citizens Financial Services Inc. Common Stock 52 week low is $37.15.

What is the 200-day moving average of Citizens Financial Services Inc. Common Stock?

Citizens Financial Services Inc. Common Stock 200-day moving average is $58.66.

Who is Citizens Financial Services Inc. Common Stock CEO?

The CEO of Citizens Financial Services Inc. Common Stock is Randall E. Black.

How many employees Citizens Financial Services Inc. Common Stock has?

Citizens Financial Services Inc. Common Stock has 383 employees.

What is the market cap of Citizens Financial Services Inc. Common Stock?

The market cap of Citizens Financial Services Inc. Common Stock is $271M.

What is the P/E of Citizens Financial Services Inc. Common Stock?

The current P/E of Citizens Financial Services Inc. Common Stock is 9.52.

What is the EPS of Citizens Financial Services Inc. Common Stock?

The EPS of Citizens Financial Services Inc. Common Stock is $5.85.

What is the PEG Ratio of Citizens Financial Services Inc. Common Stock?

The PEG Ratio of Citizens Financial Services Inc. Common Stock is 0.

What do analysts say about Citizens Financial Services Inc. Common Stock?

According to the analysts Citizens Financial Services Inc. Common Stock is considered a buy.