CZNC Stock Price | Citizens & Northern Corp P/E, Revenue, EPS, & Forecasts

Citizens & Northern Corp • CZNC

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

03 Feb 2025

event_available

Last Dividend Payment

14 Feb 2025

About Citizens & Northern Corp

Ticker

CZNC

Trading on

NASDAQ

ISIN

US1729221069

Industry

Banks - Regional

Sector

Financial Services

CEO

J. Bradley Scovill

Headquarters

90-92 Main Street, Wellsboro, PA, United States, 16901

Employees

386

Website

cnbankpa.com

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

Metrics

BasicAdvanced

Market cap

$315M

P/E ratio

12.05

EPS

$1.69

Dividend Yield

5.51%

Beta

0.44

Forward P/E ratio

11.19

EBIDTA

Ex dividend date

2025-02-03

Price & volume

Market cap

$315M

Average daily volume

90-day return

30-day return

7-day return

Dividends

Dividend per share

$1.12

Dividend yield

5.51%

Forward dividend per share

$1.12

Forward dividend yield

5.51%

Payout ratio

66.27%

Valuation

P/E ratio

12.05

Forward P/E

11.19

PEG ratio

Trailing P/E

12.05

Price to sales

2.97

Price to book

1.14

Earnings

EPS

$1.69

EPS estimate (current quarter)

$0.45

EPS estimate (next quarter)

$0.43

EBITDA

Revenues (TTM)

$106M

Revenues per share (TTM)

$6.95

Technicals

Beta

0.44

52-week High

$22.38

52-week Low

$15.78

50-day moving average

$20.64

200-day moving average

$19.51

Short ratio

2.86

Short %

0.49%

Management effectiveness

ROE (TTM)

9.66%

ROA (TTM)

1.01%

Profit margin

24.46%

Gross profit margin

$106M

Operating margin

35.45%

Growth

Quarterly earnings growth (YoY)

90.00%

Quarterly revenue growth (YoY)

17.40%

Share stats

Outstanding Shares

15.5M

Float

14.8M

Insiders %

3.70%

Institutions %

33.64%

Analyst Insights & forecasts

0% Buy

100% Hold

0% Sell

Based on information from 2 analysts.

Average price target

$21.50

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$0.35

$0.34

2.94%

Q1 • 24Beat

$0.40

$0.39

2.56%

Q2 • 24Beat

$0.41

$0.45

8.89%

Q3 • 24Beat

$0.53

$0.44

20.45%

Q4 • 24Beat

Q1 • 25Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$26.1M

$6.4M

24.40%

Q3 • 24

$27.7M

$8.2M

29.54%

Q4 • 24

6.10%

28.42%

21.04%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$2.67B

$2.39B

89.62%

Q3 • 24

$2.61B

$2.34B

89.46%

Q4 • 24

2.25%

2.43%

0.18%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

$5.8M

$22M

$56.2M

$7.2M

Q3 • 24

$12.1M

$-5.9M

$-63.9M

$11.7M

Q4 • 24

108.12%

126.86%

213.87%

62.68%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Citizens & Northern Corp share?

Citizens & Northern Corp shares are currently traded for undefined per share.

How many shares does Citizens & Northern Corp have?

Citizens & Northern Corp currently has 15.5M shares.

Does Citizens & Northern Corp pay dividends?

Yes, Citizens & Northern Corp does pay dividends.

What is Citizens & Northern Corp 52 week high?

Citizens & Northern Corp 52 week high is $22.38.

What is Citizens & Northern Corp 52 week low?

Citizens & Northern Corp 52 week low is $15.78.

What is the 200-day moving average of Citizens & Northern Corp?

Citizens & Northern Corp 200-day moving average is $19.51.

Who is Citizens & Northern Corp CEO?

The CEO of Citizens & Northern Corp is J. Bradley Scovill.

How many employees Citizens & Northern Corp has?

Citizens & Northern Corp has 386 employees.

What is the market cap of Citizens & Northern Corp?

The market cap of Citizens & Northern Corp is $315M.

What is the P/E of Citizens & Northern Corp?

The current P/E of Citizens & Northern Corp is 12.05.

What is the EPS of Citizens & Northern Corp?

The EPS of Citizens & Northern Corp is $1.69.

What is the PEG Ratio of Citizens & Northern Corp?

The PEG Ratio of Citizens & Northern Corp is 0.

What do analysts say about Citizens & Northern Corp?

According to the analysts Citizens & Northern Corp is considered a hold.