Citizens Community Bancorp IncCZWI

Capital at risk.

Calendar
event
Ex dividend date
07 Feb 2025
event_available
Last Dividend Payment
21 Feb 2025
About Citizens Community Bancorp Inc
Ticker
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CZWI
Trading on
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NASDAQ
ISIN
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US1749031043
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Stephen M. Bianchi
Headquarters
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2174 EastRidge Center, Eau Claire, WI, United States, 54701
Employees
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207
Website
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https://ccf.us
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, it maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
Metrics
BasicAdvanced
Market cap
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$148M
P/E ratio
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11.02
EPS
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$1.34
Dividend Yield
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2.45%
Beta
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1.13
Forward P/E ratio
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10.72
EBIDTA
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-
Ex dividend date
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2025-02-07
Price & volume
Market cap
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$148M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.32
Dividend yield
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2.45%
Forward dividend per share
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$0.36
Forward dividend yield
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2.45%
Payout ratio
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27.07%
Valuation
P/E ratio
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11.02
Forward P/E
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10.72
PEG ratio
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0
Trailing P/E
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11.02
Price to sales
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2.48
Price to book
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0.82
Earnings
EPS
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$1.34
EPS estimate (current quarter)
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$0.27
EPS estimate (next quarter)
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$0.25
EBITDA
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-
Revenues (TTM)
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$59.6M
Revenues per share (TTM)
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$5.81
Technicals
Beta
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1.13
52-week High
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$16.65
52-week Low
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$9.91
50-day moving average
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$15.37
200-day moving average
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$14.11
Short ratio
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0.8
Short %
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0.26%
Management effectiveness
ROE (TTM)
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7.80%
ROA (TTM)
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0.76%
Profit margin
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23.08%
Gross profit margin
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$59.6M
Operating margin
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28.82%
Growth
Quarterly earnings growth (YoY)
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24.10%
Quarterly revenue growth (YoY)
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4.80%
Share stats
Outstanding Shares
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10M
Float
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7.9M
Insiders %
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4.98%
Institutions %
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56.81%
Analyst Insights & forecasts
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100% Buy

0% Hold

0% Sell

Based on information from 2 analysts.

Average price target

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$18.50
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$0.39
$0.26
50.00%
Q1 • 24Beat
$0.35
$0.27
29.63%
Q2 • 24Beat
$0.32
$0.27
18.52%
Q3 • 24Beat
$0.27
$0.27
-
Q4 • 24Beat
-
$0.26
-
Q1 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$14.1M
$3.3M
23.24%
Q3 • 24
$13.5M
$2.7M
20.06%
Q4 • 24
4.75%
17.77%
13.68%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$1.8B
$1.62B
89.99%
Q3 • 24
$1.75B
$1.57B
89.76%
Q4 • 24
2.81%
3.06%
0.25%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$3.5M
$8.5M
$-12.2M
$4M
Q3 • 24
$2.6M
$60.8M
$-49.8M
$2.4M
Q4 • 24
24.92%
613.89%
307.64%
40.88%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a Citizens Community Bancorp Inc share?
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Citizens Community Bancorp Inc shares are currently traded for undefined per share.

How many shares does Citizens Community Bancorp Inc have?
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Citizens Community Bancorp Inc currently has 10M shares.

Does Citizens Community Bancorp Inc pay dividends?
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Yes, Citizens Community Bancorp Inc does pay dividends.

What is Citizens Community Bancorp Inc 52 week high?
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Citizens Community Bancorp Inc 52 week high is $16.65.

What is Citizens Community Bancorp Inc 52 week low?
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Citizens Community Bancorp Inc 52 week low is $9.91.

What is the 200-day moving average of Citizens Community Bancorp Inc?
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Citizens Community Bancorp Inc 200-day moving average is $14.11.

Who is Citizens Community Bancorp Inc CEO?
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The CEO of Citizens Community Bancorp Inc is Stephen M. Bianchi.

How many employees Citizens Community Bancorp Inc has?
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Citizens Community Bancorp Inc has 207 employees.

What is the market cap of Citizens Community Bancorp Inc?
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The market cap of Citizens Community Bancorp Inc is $148M.

What is the P/E of Citizens Community Bancorp Inc?
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The current P/E of Citizens Community Bancorp Inc is 11.02.

What is the EPS of Citizens Community Bancorp Inc?
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The EPS of Citizens Community Bancorp Inc is $1.34.

What is the PEG Ratio of Citizens Community Bancorp Inc?
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The PEG Ratio of Citizens Community Bancorp Inc is 0.

What do analysts say about Citizens Community Bancorp Inc?
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According to the analysts Citizens Community Bancorp Inc is considered a buy.