First Guaranty Bancshares Inc • FGBI

Capital at risk.

Calendar
event
Ex dividend date
23 Jun 2025
event_available
Last Dividend Payment
30 Jun 2025
About First Guaranty Bancshares Inc
Ticker
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FGBI
Trading on
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NASDAQ
ISIN
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US32043P1066
Industry
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Banks - Regional
Sector
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Financial Services
CEO
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Michael Ray Mineer
Headquarters
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400 East Thomas Street, Hammond, LA, United States, 70401
Employees
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380
Website
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fgb.net
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
Metrics
BasicAdvanced
Market cap
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$131M
P/E ratio
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66.54
EPS
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$0.13
Dividend Yield
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0.49%
Beta
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0.44
Forward P/E ratio
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11.72
EBIDTA
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-
Ex dividend date
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2025-06-23
Price & volume
Market cap
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$131M
Average daily volume
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0M
90-day return
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-
30-day return
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-
7-day return
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-
Dividends
Dividend per share
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$0.26
Dividend yield
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0.49%
Forward dividend per share
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$0.04
Forward dividend yield
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0.49%
Payout ratio
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84.62%
Valuation
P/E ratio
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66.54
Forward P/E
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11.72
PEG ratio
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0
Trailing P/E
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66.54
Price to sales
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1.61
Price to book
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0.6
Earnings
EPS
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$0.13
EPS estimate (current quarter)
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$0.17
EPS estimate (next quarter)
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$0.20
EBITDA
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-
Revenues (TTM)
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$81.2M
Revenues per share (TTM)
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$6.50
Technicals
Beta
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0.44
52-week High
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$15.20
52-week Low
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$6.54
50-day moving average
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$8.76
200-day moving average
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$9.87
Short ratio
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1.15
Short %
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0.39%
Management effectiveness
ROE (TTM)
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1.58%
ROA (TTM)
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0.11%
Profit margin
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4.89%
Gross profit margin
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$81.2M
Operating margin
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-79.65%
Growth
Quarterly earnings growth (YoY)
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-45.00%
Quarterly revenue growth (YoY)
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-54.30%
Share stats
Outstanding Shares
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15.1M
Float
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6.1M
Insiders %
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51.32%
Institutions %
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7.01%
Analyst Insights & forecasts
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0% Buy

100% Hold

0% Sell

Based on information from 1 analysts.

Average price target

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$10.00
Earnings per share (EPS) forecast
windowbar_chart_4_bars
Actual
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Expected
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Surprise
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$0.53
$0.20
165.00%
Q2 • 24Beat
$0.11
$0.01
1,000.00%
Q3 • 24Beat
$0.03
$0.23
-86.96%
Q4 • 24Missed
-$0.54
$0.17
-417.65%
Q1 • 25Missed
-
$0.20
-
Q2 • 25Current
QuarterlyAnnual
Financial Performance
windowbar_chart_4_bars
Income StatementBalance SheetCash Flow
windowbar_chart_4_bars
Revenue
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Net income
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Profit margin
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$59.8M
$1M
1.69%
Q4 • 24
$56.5M
$-6.2M
-10.92%
Q1 • 25
-5.56%
-710.50%
-746.41%
QoQ growth
QuarterlyAnnual
Totals assets
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Total liabilities
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Debt to assets
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$3.97B
$3.72B
93.58%
Q4 • 24
$3.83B
$3.58B
93.43%
Q1 • 25
-3.61%
-3.76%
-0.16%
QoQ growth
QuarterlyAnnual
Operating
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Investing
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Financing
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Free cash flow
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$19M
$133M
$44.3M
$18.7M
Q4 • 24
$5.4M
$186M
$-137M
$5.2M
Q1 • 25
-71.61%
39.29%
-408.75%
-72.28%
QoQ growth
QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a First Guaranty Bancshares Inc share?
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First Guaranty Bancshares Inc shares are currently traded for undefined per share.

How many shares does First Guaranty Bancshares Inc have?
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First Guaranty Bancshares Inc currently has 15.1M shares.

Does First Guaranty Bancshares Inc pay dividends?
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Yes, First Guaranty Bancshares Inc does pay dividends.

What is First Guaranty Bancshares Inc 52 week high?
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First Guaranty Bancshares Inc 52 week high is $15.20.

What is First Guaranty Bancshares Inc 52 week low?
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First Guaranty Bancshares Inc 52 week low is $6.54.

What is the 200-day moving average of First Guaranty Bancshares Inc?
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First Guaranty Bancshares Inc 200-day moving average is $9.87.

Who is First Guaranty Bancshares Inc CEO?
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The CEO of First Guaranty Bancshares Inc is Michael Ray Mineer.

How many employees First Guaranty Bancshares Inc has?
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First Guaranty Bancshares Inc has 380 employees.

What is the market cap of First Guaranty Bancshares Inc?
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The market cap of First Guaranty Bancshares Inc is $131M.

What is the P/E of First Guaranty Bancshares Inc?
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The current P/E of First Guaranty Bancshares Inc is 66.54.

What is the EPS of First Guaranty Bancshares Inc?
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The EPS of First Guaranty Bancshares Inc is $0.13.

What is the PEG Ratio of First Guaranty Bancshares Inc?
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The PEG Ratio of First Guaranty Bancshares Inc is 0.

What do analysts say about First Guaranty Bancshares Inc?
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According to the analysts First Guaranty Bancshares Inc is considered a hold.