VBNK Stock Price | VersaBank P/E, Revenue, EPS, & Forecasts

VersaBank • VBNK

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

04 Jul 2025

calendar_clock

Next Dividend Payment

31 Jul 2025

About VersaBank

Ticker

VBNK

Trading on

NASDAQ

ISIN

CA92512J1066

Industry

Banks - Regional

Sector

Financial Services

CEO

Susan Teresa McGovern B.Sc.

Headquarters

140 Fullarton Street, London, ON, Canada, N6A 5P2

Employees

121

Website

versabank.com

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Metrics

BasicAdvanced

Market cap

$379M

P/E ratio

14.55

EPS

$0.80

Dividend Yield

0.64%

Beta

1.19

Forward P/E ratio

7.79

EBIDTA

Ex dividend date

2025-07-04

Price & volume

Market cap

$379M

Average daily volume

90-day return

30-day return

7-day return

Dividends

Dividend per share

$0.10

Dividend yield

0.64%

Forward dividend per share

$0.07

Forward dividend yield

0.64%

Payout ratio

9.08%

Valuation

P/E ratio

14.55

Forward P/E

7.79

PEG ratio

Trailing P/E

14.55

Price to sales

3.43

Price to book

0.98

Earnings

EPS

$0.80

EPS estimate (current quarter)

$0.21

EPS estimate (next quarter)

$0.00

EBITDA

Revenues (TTM)

$110M

Revenues per share (TTM)

$3.90

Technicals

Beta

1.19

52-week High

$18.29

52-week Low

$8.50

50-day moving average

$11.34

200-day moving average

$12.88

Short ratio

3.48

Short %

0.00%

Management effectiveness

ROE (TTM)

6.87%

ROA (TTM)

0.68%

Profit margin

28.87%

Gross profit margin

$110M

Operating margin

40.12%

Growth

Quarterly earnings growth (YoY)

-41.70%

Quarterly revenue growth (YoY)

2.70%

Share stats

Outstanding Shares

32.5M

Float

20.6M

Insiders %

31.00%

Institutions %

36.30%

Analyst Insights & forecasts

75% Buy

25% Hold

0% Sell

Based on information from 4 analysts.

Average price target

$11.50

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$0.27

$0.34

-20.59%

Q3 • 24Missed

$0.14

$0.29

-51.72%

Q4 • 24Missed

$0.19

$0.29

-34.48%

Q1 • 25Missed

$0.19

$0.21

-9.52%

Q2 • 25Missed

$0.19

Q3 • 25Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$75.3M

$8.1M

10.81%

Q1 • 25

$73.1M

$8.5M

11.67%

Q2 • 25

-3.01%

4.74%

7.99%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$4.97B

$4.45B

89.51%

Q1 • 25

$5.05B

$4.52B

89.53%

Q2 • 25

1.52%

1.54%

0.02%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

$-89.1M

$135M

$114M

$-90.5M

Q1 • 25

$-99.4M

$57.6M

$-1.3M

$-98.7M

Q2 • 25

11.65%

-57.42%

-101.12%

9.05%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

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FAQs

How much is a VersaBank share?

VersaBank shares are currently traded for undefined per share.

How many shares does VersaBank have?

VersaBank currently has 32.5M shares.

Does VersaBank pay dividends?

Yes, VersaBank does pay dividends.

What is VersaBank 52 week high?

VersaBank 52 week high is $18.29.

What is VersaBank 52 week low?

VersaBank 52 week low is $8.50.

What is the 200-day moving average of VersaBank?

VersaBank 200-day moving average is $12.88.

Who is VersaBank CEO?

The CEO of VersaBank is Susan Teresa McGovern B.Sc..

How many employees VersaBank has?

VersaBank has 121 employees.

What is the market cap of VersaBank?

The market cap of VersaBank is $379M.

What is the P/E of VersaBank?

The current P/E of VersaBank is 14.55.

What is the EPS of VersaBank?

The EPS of VersaBank is $0.80.

What is the PEG Ratio of VersaBank?

The PEG Ratio of VersaBank is null.

What do analysts say about VersaBank?

According to the analysts VersaBank is considered a buy.