XYF Stock Price | X Financial Class A P/E, Revenue, EPS, & Forecasts

X Financial Class A • XYF

Capital at risk.

About
Metrics
Forecasts
Earnings performance
Financial performance
Sentiment analysis
FAQs

Calendar

event

Ex dividend date

20 Jun 2025

calendar_clock

Next Dividend Payment

02 Jul 2025

About X Financial Class A

Ticker

XYF

Trading on

NYSE

ISIN

US98372W2026

Industry

Credit Services

Sector

Financial Services

CEO

Yue Tang

Headquarters

Aerospace Science and Technology Plaza, Shenzhen, undefined, China, 518067

Employees

563

Website

xiaoyinggroup.com

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loan, a category of online personal credit loan products, including Xiaoying card loan and other unsecured loan products; and Xiaoying housing loan, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Metrics

BasicAdvanced

Market cap

$726M

P/E ratio

3.56

EPS

$4.83

Dividend Yield

2.44%

Beta

0.24

Forward P/E ratio

EBIDTA

$4.38B

Ex dividend date

2025-06-20

Price & volume

Market cap

$726M

Average daily volume

0.3M

90-day return

30-day return

7-day return

Dividends

Dividend per share

$3.07

Dividend yield

2.44%

Forward dividend per share

$0.42

Forward dividend yield

2.44%

Payout ratio

12.59%

Valuation

P/E ratio

3.56

Forward P/E

PEG ratio

Trailing P/E

3.56

Price to sales

0.11

Price to book

0.69

Earnings

EPS

$4.83

EPS estimate (current quarter)

$0.00

EPS estimate (next quarter)

$0.00

EBITDA

$4.38B

Revenues (TTM)

$6.6B

Revenues per share (TTM)

$142.24

Technicals

Beta

0.24

52-week High

$19.51

52-week Low

$3.59

50-day moving average

$15.30

200-day moving average

$9.98

Short ratio

0.17

Short %

0.35%

Management effectiveness

ROE (TTM)

23.94%

ROA (TTM)

22.53%

Profit margin

24.77%

Gross profit margin

$4.59B

Operating margin

69.20%

Growth

Quarterly earnings growth (YoY)

44.30%

Quarterly revenue growth (YoY)

60.40%

Share stats

Outstanding Shares

25.9M

Float

95.6M

Insiders %

3.98%

Institutions %

3.99%

Earnings per share (EPS) forecast

windowbar_chart_4_bars

Actual

Expected

Surprise

$0.30

Q2 • 18Current

QuarterlyAnnual

Financial Performance

windowbar_chart_4_bars

Income StatementBalance SheetCash Flow

windowbar_chart_4_bars

Revenue

Net income

Profit margin

$728M

$386M

52.95%

Q4 • 24

$728M

$386M

52.95%

Q1 • 25

0.00%

QoQ growth

QuarterlyAnnual

Totals assets

Total liabilities

Debt to assets

$11.8B

$4.87B

41.17%

Q4 • 24

$11.8B

$4.87B

41.17%

Q1 • 25

0.00%

QoQ growth

QuarterlyAnnual

Operating

Investing

Financing

Free cash flow

Q4 • 24

Q1 • 25

NaN%

QoQ growth

QuarterlyAnnual

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Past performance is no guarantee of future results. Your return may be affected by currency fluctuations and applicable fees and charges. The value of your investment may go up as well as down. When investing, your capital at risk.

Build your future fund today!

Automate your wealth-building journey and turn investing into a habit that your future self will be grateful for!

Capital at risk.

FAQs

How much is a X Financial Class A share?

X Financial Class A shares are currently traded for undefined per share.

How many shares does X Financial Class A have?

X Financial Class A currently has 25.9M shares.

Does X Financial Class A pay dividends?

Yes, X Financial Class A does pay dividends.

What is X Financial Class A 52 week high?

X Financial Class A 52 week high is $19.51.

What is X Financial Class A 52 week low?

X Financial Class A 52 week low is $3.59.

What is the 200-day moving average of X Financial Class A?

X Financial Class A 200-day moving average is $9.98.

Who is X Financial Class A CEO?

The CEO of X Financial Class A is Yue Tang.

How many employees X Financial Class A has?

X Financial Class A has 563 employees.

What is the market cap of X Financial Class A?

The market cap of X Financial Class A is $726M.

What is the P/E of X Financial Class A?

The current P/E of X Financial Class A is 3.56.

What is the EPS of X Financial Class A?

The EPS of X Financial Class A is $4.83.

What is the PEG Ratio of X Financial Class A?

The PEG Ratio of X Financial Class A is null.