Keeping your money & investments safe

Trusting us with your investments is something we take very seriously. As a licensed investment firm, Wealthyhood follows strict regulatory requirements to protect your assets. Here’s how we safeguard your money and investments:

• Your investments and uninvested funds are kept completely separate from our own and those of other clients in segregated accounts.
• These funds and investments are held with authorised custodians and regulated credit institutions.
• Unlike banks, we do not lend out customer funds or investments to third parties neither we use them for any of Wealthyhood’s business activities, meaning your money is always available to you.
• You are the legal owner of all your investments and cash holdings and everything is kept in separate accounts under your name.

These steps ensure that your money and investments remain fully protected and inaccessible to creditors under any circumstances and in any situation, everything will be safely returned to you.

Yes, your investments with Wealthyhood are protected.

For European investors, your money and investments are protected under the Hellenic Investment Guarantee Fund (ΣΚΕΥ) up to €30,000 per investor. For more information on the Hellenic Investment Guarantee Fund you can visit https://www.syneggiitiko.gr/.

For UK investors, your money and investments are FSCS-protected, up to £85,000 subject to the conditions set out by the FSCS at https://www.fscs.org.uk/.

Your protection doesn't cover losses incurred through investment performance or if you get back less than you originally invested.

Any investments you buy through Wealthyhood are yours. While the legal title is registered in the name of a nominee company, you retain beneficial ownership of your investments and they are held in a clients' assets account on your behalf. This means you are still the rightful owner, and your assets are held under your name.

In the very unlikely event that Wealthyhood becomes insolvent, your investments remain fully protected. Wealthyhood acts as the custodian of your assets, which are treated as "client assets". Your investments are kept in segregated accounts, separate from Wealthyhood’s own assets and other clients' investments. Your assets are not pooled with ours or lent out to third parties.

You remain the legal owner of your investments, and in the event of insolvency, everything will be safely returned to you. This arrangement ensures that no matter the circumstances, your investments and cash holdings are completely inaccessible to creditors, and remain secure and safeguarded under your name.

Your investments with Wealthyhood are also protected by the HIGF (ΣΚΕΥ) up to €30,000 for EU investors, and by the FSCS up to £85,000 for UK investors. This protection would come into action only in the most extreme cases if all safeguarding measures that are in place to protect your assets would fail.

Our priority is to ensure your assets are handled with the highest level of care and protection.

When you deposit money into your Wealthyhood account, it is placed into a segregated client money account. This means your funds are held separately from Wealthyhood’s own funds and from other clients' funds, ensuring your money stays safe.