Portfolio builder & templates

The Portfolio Builder helps you create a custom investment portfolio through a step-by-step process, by selecting asset classes, geography, sectors, and investment style. You can start with a pre-made template and then customise it according to your preferences.

Yes, of course. You can select to skip our Portfolio Builder and create your portfolio from scratch, add stocks and ETFs you want to invest in and define their weights manually.

You can also skip the portfolio creation process entirely and just buy the stocks and ETFs you want directly, one by one.

Creating a portfolio template is easy and involves 4 simple steps:

• Step 1: Choose your asset classes (e.g. Stocks, Bonds, Commodities, Real Estate).
• Step 2: Select your geography (e.g. Global, US).
• Step 3: Include specific sectors and themes.
• Step 4: Define how your portfolio is weighted (custom or equal weighting across assets).

Once you complete these steps, the Portfolio Builder will generate a portfolio template based on your choices. This will include ETFs from our investment universe that match your selection with the corresponding weighting. At this point, your portfolio template is ready and you can use it as a starting point.

You can then customise it, add or remove stocks and ETFs or edit the weights of the assets in your portfolio as you want.

Yes, your portfolio template is only a starting point. After receiving your portfolio template, you can add or remove stocks and ETFs or adjust the asset weights to suit your preferences. You can track insights and updates as you make changes.

If you select ‘Custom’ weighting, we’ll take into account the assets that match your selection in the previous steps and use the combination that produces the maximum (expected) return with the minimum risk.

We’ll then fetch the portfolio template that corresponds to the investment style you defined.

However, keep in mind that during the process, we use data from the past 10 years. There is no guarantee that what happened in the past will also happen in the future.

Make sure you understand the portfolio-building process, and always evaluate your portfolio allocation if your financial circumstances change. Keep in mind that Wealthyhood does not offer any investment advice. Our portfolio builder and templates only help as starting points.

It's your responsibility to determine whether an investment fits your financial situation. If you're unsure, we recommend seeking independent professional advice.