Wealthyhood is the first DIY wealth-building app for long-term investors. We provide the tools to guide long-term investors to build their wealth over time by intelligently investing their money the way they want, with fewer fees.

Wealthyhood provides the perfect mix of personalisation and automation so that even beginner investors can navigate the stock markets and put their money to work for them, like the top-1%.

Simply put, trading apps came to democratise investing. We're now rationalising it.

Wealthyhood gives you the tools you need to build wealth for the long term. Here's how Wealthyhood works.

• Build your portfolio.

  When you first join Wealthyhood, you get to create your personalised portfolio. Pick your asset classes, geography, themes and risk and make your first long-term portfolio.

• Customise.

  Use Wealthyhood's guidance and real-time insights to further customise your portfolio. Add or remove stocks and ETFs, and set your target allocation.

• Top-up & invest your way.

  Get started with as little as £20 and get your portfolio working for you. Buy stocks and ETFs with Wealthyhood fractional shares. Invest what you can afford.

• Automate.

  Schedule monthly top-ups, dynamically rebalance and auto-invest your spare cash. Just sit back, relax and watch your money grow.

Wealthyhood is built for long-term investors, not day-traders, so all of our market transactions execute during a 3 pm trading window each weekday.

You can start investing with as little as £20.

Wealthyhood offers a range of the most popular passive ETFs. You can invest in stocks, bonds, commodities and real estate from all around the world. Wealthyhood also offers a wide range of sector tracking and thematic ETFs, including Biotechnology, Cloud Computing, Artificial Intelligence, Digitalisation, Clean Energy, Video Gaming and many more.

We currently offer UK GIA and are working hard to add more options in the coming months.

Wealthyhood offers three easy plans for long-term investing.

• Wealthyhood Beginner

  is free, with no monthly subscription. It is great to get started and set up your personal investment account. It includes access to fractional shares, portfolio automation, real-time guidance, premium learning guides, insights and over 1 million personalised portfolio templates. The Beginner plan comes with a 0.45% charge per order and a custody fee of 0.18% per annum.

• Wealthyhood Plus

  costs £2.99 / month. It includes everything in Wealthyhood Beginner, plus unlimited commission-free investing (no charge per order) and no custody fees! We’re also working to offer a Stocks & Shares ISA with Wealthyhood Plus to save and invest tax-free*.

• Wealthyhood Pro

  costs £6.99 / month. It is best for savvy wealth-builders to supercharge their investing. It includes everything in Wealthyhood Beginner & Plus, plus access to individual stocks and premium tools, analytics and insights. This plan is coming soon.

For all our plans, there is a 0.35% FX charge for currency conversion.

*Tax treatment depends on your personal circumstances, and rules can change.

Of course! You can use all our tools to play around and easily construct your personalised, diversified portfolio in minutes for free! You can then track your virtual portfolio, finetune it and invest whenever you feel comfortable.

No, we don't manage your money on your behalf. We just make sure you have all the tools, insights and the best investing experience to help you make informed decisions and start building your long term wealth safely.

Yes, your money is FSCS-protected, up to £85,000 subject to the conditions set out by the FSCS.

This doesn’t cover losses incurred through investment performance or if you get back less than you originally invested. When you invest, your capital is at risk.

Is Wealthyhood legit? Yes. From your cash to your investments, we follow rigorous processes and policies to ensure the security of your money on Wealthyhood.

• Wealthyhood uses cutting-edge security features.

• Wealthyhood partners with top-tier financial institutions for the safeguarding and safekeeping of your assets.

Read more about our Investor T&Cs.

Wealthyhood (Wealthyhood Ltd, FCA Register: 933675) is an appointed representative of WealthKernel Limited (FCA Register: 723719), which is authorised and regulated by the Financial Conduct Authority.

Invite your friends to join Wealthyhood, receive free ETF shares, and head start your wealth-building journey! Refer a friend, and you'll both get a free ETF (or fraction of an ETF) worth up to £200!

What's next?

• Set up your Wealthyhood account and create your portfolio.

• Make your first investment and kick off your journey.

• Invite your friends with their email or share your referral code or link.

• When your friend invests at least £50, you'll both get a free share between £10 and £200!