Keeping your money & investments safe

Wealthyhood prioritises the security of your investments by adhering to stringent regulatory requirements. Here’s how we ensure your assets are protected:

• Segregation of Assets: Your investments are held separately from Wealthyhood’s own business funds. We use a third-party custodian to safeguard your assets, which means your investments are stored in accounts under your name, completely separate from the company’s assets. This ensures that, even in the unlikely event of Wealthyhood’s insolvency, your assets remain yours and cannot be accessed by Wealthyhood’s creditors.
• No Lending of Assets: Unlike banks, Wealthyhood does not lend your money or investments to third parties. This means your assets are not exposed to any risks related to lending activities.
• Protection Under FSCS: Your money and investments are protected by the Financial Services Compensation Scheme (FSCS), which provides additional security for your investments. If Wealthyhood or its custodian were to fail, eligible clients are covered up to £85,000. This compensation protects you in case of insolvency, although it does not cover market losses or fluctuations.
• Transparency and Regular Oversight: We regularly monitor and review the performance of the custodians holding your assets, ensuring they meet the highest regulatory standards.

By following these measures, Wealthyhood ensures that your investments are safe, even in the worst-case scenario, providing you peace of mind while you focus on building your wealth.

Yes, your investments with Wealthyhood are protected.

For UK investors, your money and investments are FSCS-protected, up to £85,000, subject to the conditions set out by the FSCS.

For European investors, your money and investments are protected under the Hellenic Investment Guarantee Fund (ΣΚΕΥ) up to £30,000 per investor. For more information on the Hellenic Investment Guarantee Fund you can visit https://www.syneggiitiko.gr/.

Your protection doesn't cover losses incurred through investment performance or if you get back less than you originally invested.

Any investments you buy through Wealthyhood are yours. You retain beneficial ownership of your investments and they are held in a clients' assets account on your behalf. This means you are still the rightful owner, and your assets are held under your name.

In the very unlikely event that Wealthyhood becomes insolvent, your investments and funds are protected. Wealthyhood uses a third-party custodian to hold your assets, keeping them completely separate from the company’s own funds. This ensures that your investments are secure and inaccessible to Wealthyhood’s creditors.

Additionally, your money and investments are covered by the Financial Services Compensation Scheme (FSCS). In case Wealthyhood or its custodian cannot meet their obligations, you may be entitled to compensation, up to £85,000 per investor. However, FSCS does not protect against losses due to market fluctuations.

This structure ensures that even in the event of insolvency, your investments are kept safe and will be returned to you.

Our priority is to ensure your assets are handled with the highest level of care and protection.

When you deposit money into your Wealthyhood account, it is placed into a segregated client money account with our third-party custodian. This means your funds are held separately from Wealthyhood’s own funds, from our custodian’s own funds and from other clients' funds, ensuring your money stays safe.